Jul
9

Money = worry

I’ve worked out over the past few months that the only thing that I actually worry about is money. And I know I’m not alone.

When you break it down there are so few things that we actually really worry about. If you think about your worries I expect you’ll find out that 80% or more are related to money.

The silly thing is that there is heaps of money about. It’s just that you don’t ever seem to have enough of it.

I remember when I was at uni. I earned about $6000 for the whole year in 1995. And amazingly, I was able to go out on the turps, buy piles of CDs and generally have a good time. And I even saved a few dollars. (Yes, I did get a Government allowance too.)

Fast forward a few years I’m earning over $40K as a software developer and I seem to have less money to use freely. What the?

Sound familiar?

Perhaps the problem is spending rather than earning. Perhaps we are too keen to have everything now. Perhaps we really do have enough money and too many wants.

So, what to do? Delay gratification. Earn now, spend later.

And stop worrying damn it!

(I promise I am trying to follow this advice too!)

July 9, 2009   //   Life   //   4 Comments   //   Tags: ,

4 Comments to “Money = worry”

  • July 10, 2009 at 8:38 am
    Andrew says:

    I’ve gone through this cycle too…. I go out on weekends now and can’t believe how much money I spent yet used to do it so much more often at uni. Although back then we used to be able to have a sense for the $1 drink venues.

    The more you have, the more you want, the more you spend. Also, when I first became a professional, I put myself under the illusion that I was earning good money so I should be able to have what I want.

    Now I realise to have what you want requires sacrifice. So instead of xbox games this month, I got a DSLR. :D

  • July 10, 2009 at 9:31 am
    philliplai says:

    Sometimes I wonder if I’d be able to survive on my income back at my uni days. I used to make $120 a week from waitering, and it used to be enough to party on the weekend and get me through the week. I guess it does come down to wanting things you dont really need…

  • July 11, 2009 at 6:35 pm
    MattBallard says:

    My reasoning is: don’t deny yourself things you can afford. If you want other things bad enough, have a plan and earn them. I am the poorest guy in my circle of friends but I reckon I’m the happiest!

  • July 13, 2009 at 6:35 pm
    Keith McNeill says:

    Cut up your credit cards and save up for the things you want. I follow this strategy and I can say that even with a young baby and now only one income I rarely worry about money. This all links back to Adams previous posts regarding getting rid of shit you don’t need and having goals so that you know where your money should be going. Easier said than done though I suppose

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